:root{--bg:#f3f6f9;--bg2:#fff;--bg3:#e8eef4;--ink:#15273d;--ink2:#54647a;--ink3:#8794a6;--navy:#022c58;--navy-d:#04203f;--red:#cc292a;--red-d:#a61f20;--red-l:#fbe7e7;--blue:#2b86c5;--blue-d:#1d5f93;--blue-l:#e3f0fa;--gold:#dca21f;--gold-l:#fbf0d6;--green:#66a014;--green-l:#eaf3da;--line:rgba(2,44,88,.1);--sh-s:0 4px 18px -8px rgba(2,44,88,.26);--sh:0 18px 50px -18px rgba(2,44,88,.28);--f:'Plus Jakarta Sans',system-ui,sans-serif;--r:18px}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--ink);font-family:var(--f);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 26px}
.eb{display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--red)}
.eb .d{width:7px;height:7px;border-radius:50%;background:currentColor}
.btn{display:inline-flex;align-items:center;gap:10px;font-size:15px;font-weight:700;padding:15px 26px;border-radius:40px;transition:.3s;cursor:pointer;border:none}
.btn-p{background:var(--red);color:#fff;box-shadow:0 8px 22px -8px rgba(204,41,42,.7)}.btn-p:hover{background:var(--red-d);transform:translateY(-2px)}
.btn-glass{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.3);backdrop-filter:blur(6px)}.btn-glass:hover{background:rgba(255,255,255,.24)}
header{position:fixed;inset:0 0 auto 0;z-index:60;background:rgba(243,246,249,.9);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{max-width:1200px;margin:0 auto;padding:0 26px;height:74px;display:flex;align-items:center;justify-content:space-between}
.logo img{height:42px;display:block}
.menu{display:flex;gap:26px;align-items:center}.menu a{font-size:14.5px;font-weight:600;color:var(--ink2);transition:.2s}.menu a:hover,.menu a.on{color:var(--red)}
.navcta{background:var(--red);color:#fff;font-weight:700;padding:11px 20px;border-radius:40px;font-size:14px}.navcta:hover{background:var(--red-d)}
.burger{display:none;flex-direction:column;gap:5px;cursor:pointer}.burger span{width:25px;height:2px;background:var(--navy);border-radius:2px}
.phero{position:relative;min-height:60vh;display:flex;align-items:center;overflow:hidden}
.phero img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:62% center;z-index:0}
.phero::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(100deg,rgba(2,16,34,.95) 0%,rgba(2,16,34,.78) 32%,rgba(2,16,34,.4) 56%,transparent 80%)}
.phero .in{position:relative;z-index:2;color:#fff;padding:120px 0 60px;max-width:640px}
.phero .eb{color:#ff9387}
.phero h1{font-size:clamp(34px,5vw,58px);font-weight:800;letter-spacing:-.03em;line-height:1.05;margin:14px 0 16px;text-shadow:0 2px 22px rgba(2,12,28,.8)}
.phero h1 span{color:#ff7a6d}
.phero p{font-size:18px;color:rgba(255,255,255,.94);font-weight:500;max-width:540px;text-shadow:0 2px 16px rgba(2,12,28,.85);margin-bottom:28px}
.crumb{font-size:13px;color:rgba(255,255,255,.7);font-weight:600;margin-bottom:6px}
.crumb a:hover{color:#fff}
.sec{padding:80px 0}
.sec h2{font-size:clamp(28px,3.6vw,42px);font-weight:800;color:var(--navy);letter-spacing:-.025em;line-height:1.1}
.sec h2 span{color:var(--red)}
.sec .sub{color:var(--ink2);font-weight:500;font-size:17px;margin-top:14px;max-width:680px}
.lead{font-size:19px;color:var(--ink2);font-weight:500;max-width:820px}.lead b{color:var(--navy);font-weight:700}
.how{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;margin-top:10px}
.how img{width:100%;border-radius:var(--r);box-shadow:var(--sh)}
.how ol{list-style:none;counter-reset:s;margin-top:8px}
.how li{counter-increment:s;position:relative;padding:0 0 22px 56px;border-left:2px solid var(--line);margin-left:18px}
.how li:last-child{border-left-color:transparent;padding-bottom:0}
.how li::before{content:counter(s);position:absolute;left:-19px;top:-4px;width:36px;height:36px;border-radius:50%;background:var(--red);color:#fff;font-weight:800;display:grid;place-items:center;font-size:15px}
.how li b{display:block;color:var(--navy);font-size:17px;font-weight:700;margin-bottom:3px}
.how li span{color:var(--ink2);font-size:14.5px;font-weight:500}
.bgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:46px}
.bcard{background:var(--bg2);border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:.3s}
.bcard:hover{transform:translateY(-5px);box-shadow:var(--sh);border-color:transparent}
.bcard .ic{width:50px;height:50px;border-radius:13px;display:grid;place-items:center;font-size:22px;margin-bottom:16px;background:var(--red-l);color:var(--red-d)}
.bcard:nth-child(2) .ic{background:var(--blue-l);color:var(--blue-d)}.bcard:nth-child(3) .ic{background:var(--gold-l);color:var(--gold)}
.bcard:nth-child(4) .ic{background:var(--green-l);color:var(--green)}.bcard:nth-child(5) .ic{background:var(--navy-l,#e6edf4);color:var(--navy)}
.bcard h3{font-size:18px;font-weight:700;color:var(--navy);margin-bottom:7px}.bcard p{font-size:14.5px;color:var(--ink2);font-weight:500}
.fb{background:linear-gradient(120deg,var(--navy),var(--blue-d));border-radius:26px;padding:48px;color:#fff;display:grid;grid-template-columns:1.4fr 1fr;gap:34px;align-items:center;position:relative;overflow:hidden}
.fb::after{content:"€";position:absolute;right:-6px;bottom:-46px;font-size:240px;font-weight:800;opacity:.1}
.fb h2{color:#fff;font-size:clamp(26px,3.2vw,36px)}.fb p{opacity:.9;margin-top:12px;font-weight:500}
.fb .big{font-size:clamp(48px,7vw,78px);font-weight:800;letter-spacing:-.03em;text-align:center;line-height:1}.fb .big small{display:block;font-size:17px;opacity:.85;font-weight:600}
.fb .btn-w{background:#fff;color:var(--red);margin-top:24px}.fb .btn-w:hover{background:#fff4f4}
.faq{max-width:820px;margin:0 auto}
.q{background:var(--bg2);border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.q-h{padding:20px 24px;display:flex;justify-content:space-between;gap:16px;cursor:pointer;font-weight:700;font-size:16.5px;color:var(--navy)}
.q-h .pl{flex:none;width:26px;height:26px;border-radius:50%;background:var(--red-l);color:var(--red-d);display:grid;place-items:center;font-size:18px;transition:.35s}
.q.open .q-h .pl{transform:rotate(45deg);background:var(--red);color:#fff}
.q-b{max-height:0;overflow:hidden;transition:max-height .4s}.q-b div{padding:0 24px 22px;color:var(--ink2);font-weight:500;font-size:15px}
.cta{background:var(--navy);border-radius:28px;padding:60px;text-align:center;color:#fff;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;width:480px;height:480px;border-radius:50%;background:radial-gradient(circle,rgba(204,41,42,.35),transparent 70%);top:-200px;left:-90px}
.cta .in{position:relative;z-index:1}.cta h2{color:#fff;font-size:clamp(28px,4vw,44px)}
.cta p{opacity:.75;margin:16px auto 28px;max-width:480px;font-weight:500}
footer{background:var(--navy);color:#fff;padding:48px 0 36px;margin-top:70px}
.fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:34px}
.fgrid .ab img{height:46px;margin-bottom:14px}.fgrid .ab p{color:rgba(255,255,255,.7);font-size:14px;font-weight:500;max-width:280px}
.fcol b{font-size:13px;text-transform:uppercase;letter-spacing:.05em;color:rgba(255,255,255,.5);display:block;margin-bottom:13px}
.fcol a{display:block;color:rgba(255,255,255,.82);font-size:14.5px;font-weight:500;padding:5px 0}.fcol a:hover{color:#7fc0ef}
.fbot{margin-top:40px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:rgba(255,255,255,.5);display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:880px){.menu,.navcta{display:none}.burger{display:flex}.how,.bgrid,.fb,.fgrid{grid-template-columns:1fr;gap:28px}.cta,.fb{padding:34px 24px}}